📄️ 3D Secure Verification
3D Secure is a security protocol used to authenticate online card transactions. To learn more about 3D Secure, follow this link.
📄️ Account Data
The field accountData contains one of the following items:
📄️ Authentication
Authentication is a mechanism that allows a service user to obtain a temporary one-time password for subsequent use in API calls instead of a permanent password. A temporary password is active for 10 minutes only.
📄️ Authorization and Settlement
Transaction processing is comprised of two steps and can be implemented as a one-step process or two-step process. The steps are authorization and settlement. It's possible to do authorization and settlement in one shot (which often used in bill payment and recurring billing) or in two different steps.
📄️ Direct Debit
Direct debit is the process of funds transfer from one bank account to another. Currently, the following direct debit systems are supported within the system: ACH for US and Canada, BACS for UK, SEPA for EU and Direct Entry for Australia and New Zealand.